No refunds will be made for cancellations unless we do not meet minimum requirement.  By participating in a NACTA Seminar-at-Sea or Land Fam, I acknowledge that I will be participating in a familiarization trip which may include, among other things, air travel, hotel accommodations, tours, attractions and/or other activities and some meals ("Fam Trip").  By accepting and participating in the Fam Trip, I for myself, my personal representatives, successors, assigns, heirs, legal representatives, and next of kin agree to indemnify and hold NACTA harmless and their respective officers, directors, employees, and agents (collectively, NACTA) from and against any and all rights and/or claims I may have for any loss or damage arising out of or in any way related to, directly or indirectly, the Fam Trip. Specifically, this Waiver and Release is intended to include, but not be limited to, any injuries, loss, or damage that may be caused by the negligence of NACTA in sponsoring and/or organizing the Fam Trip.  This Waiver and Release is further intended to include, but not be limited to, any consequential damages which may result from delays, cancellations, modifications of itineraries, or complaints that arise from transportation, accommodations, tours, or other planned or scheduled activities.  I further acknowledge that by organizing and otherwise participating in the booking of transportation or activities for the Fam Trip, NACTA is not acting as my agent. However, to the extent NACTA is construed as my agent, I acknowledge that NACTA agency is limited to the arranging of transportation and/or activities, and that NACTA is not assuming liability for any injury, damage, loss, or accident that may be caused by the negligence of those persons or entities that are providing said transportation and/or activities.